Privacy Policy
Personal Finance Agent is a private tool built and used by one individual to track their own spending against their own budget. It is not offered to the public and has no other users.
What data is accessed
With the account holder's explicit consent, given through their bank's own authorisation screen, the tool reads their own bank account balances and transactions via an open banking provider (Enable Banking). It also receives messages the account holder sends to it.
How it is used
The data is used only to calculate the account holder's budget and to send them spending notifications and replies. It is not used for advertising, profiling, or any other purpose.
Sharing
Data is not sold or shared with third parties. It is processed by the services needed to run the tool: Cloudflare (hosting, storage and AI inference), the open banking provider, and a messaging provider used to deliver notifications to the account holder's own phone.
Storage and retention
Data is stored in the operator's own Cloudflare account. The account holder can revoke bank access at any time from their bank, and can delete all stored data at any time.