Terms of Use
Personal Finance Agent is a private, single-user tool. It is not a commercial service and is not available to anyone other than its operator, who is also its only user.
Purpose
The tool helps its operator track their own spending against a self-set budget. It does not give financial, investment or legal advice, and does not move money or initiate payments.
No warranty
The tool is provided as is. Figures may be delayed or incomplete because bank data is refreshed only periodically. Decisions based on it are the operator's own responsibility.
Bank access
Access to bank data is read-only, granted by the account holder through their bank, and can be withdrawn at any time through the bank or by deleting the connection.